2023 Tax Brackets: The Best Income To Live A Great LifeTaxes are most likely our largest ongoing liability. Therefore, we should understand the latest tax brackets for 2023. I go through this exercise every year. Based on a thorough understanding of the 2023 tax brackets, we can then logically come up with the most tax-efficient,…
Personal Finance
Why You Likely Won’t Regret Buying Treasury Bonds Yielding 5%+Recently, I can’t help but shovel more money into Treasury bonds. With 3-month-to-1-year Treasury bonds yielding 5%+, I feel like the guaranteed return is too high to pass up. But the more Treasury bonds I buy, the more I wonder whether I will regret the decision…
20+ Best Jobs That Pay $20 An Hour Or MoreLooking for jobs that pay $20 an hour or more? Whether you are looking for full-time or part-time jobs that pay $20 an hour or more, there are many different jobs that may interest you. There are plenty of great jobs that pay $20 an hour…
Only The Rich (Or Fools) Can Afford To Buy New Cars TodayAs someone who is planning to buy a new car by 2025, I’m having second thoughts. With the average new car price at almost $50,000, it seems like only the rich can buy new cars today! Think about it. If you follow my 1/10th…
You Will Always Regret Sacrificing Love For MoneyMoney is great. Money provides freedom. But you will always regret sacrificing love for money. When you get older, you will realize how true this statement really is if you haven’t found someone. Life is simply not as fun if you don’t have someone to share it with.…
How Landlords Can Create Teachable Moments For Their KidsI have a love-hate relationship with owning real estate because something always comes up. The more physical rental properties you own, the more problems you will have as a landlord. In June 2022, I decided to rent out a fully remodeled single-family home I had purchased in…
17 Budget Friendly & Easy Ground Beef Recipes To Try This WeekLooking for easy ground beef recipes to make tonight? Ground beef is one of the most versatile ingredients to cook with because you can do so many different things with it, including casseroles, skillet meals, pastas, and more. Whether you want to make a…
How One Man Negotiated A $40 Million Mass Severance PackageAlthough it’s a bummer to hear about more layoffs, I also feel a lot of hope and excitement for those who have lost their jobs for two reasons. First, there is the benefit of getting a severance package. Imagine getting a severance package worth six months…
Join us in Ecuador for a week exploring money and meaning!Howdy, friends! This summer, I’m traveling to Ecuador to participate in my fifth chautauqua on financial independence. You should consider joining me. These Ecuador chautauquas — which are unrelated to the European chautauquas — are always a fun, educational, and bonding experience.
Clarification: At some…
Short-Term And Long-Term Capital Gains Tax Rates By IncomeDo you need more incentive to generate passive income in order to give yourself more freedom? Then look no further than the below two charts. They show the 2023 capital gains tax rates by income for both short-term and long-term. The short-term capital gains tax rate is…