Regularly Selling Your Company Stock Is Probably A Good IdeaSome employers pay their employees with company stock as part of their total compensation package. This way, employees become owners and potentially feel a greater sense of duty towards the firm. If you don’t own any of your company’s stock, you might be less inclined to…
Personal Finance
The Need For Liquidity Is Overrated (If You Are Financially Competent)During the bull market, I shared my belief that the need for liquidity is overrated. Now that we’re in a bear market, I thought I’d revisit my thesis to see if it still stands. So far, I think it does. You’ve heard the recommendations of…
How To Sell On Etsy Successfully In 2023: A Beginner’s GuideDo you want to learn how to sell on Etsy? You can sell all different kinds of products on Etsy, from digital products, to both new and vintage physical items. You can sell printables, jewelry, craft supplies, clothing, home decor, furniture, art, and so much…
How To Better Manage Your Private Investment Capital CallsRecently, I temporarily went broke because I improperly managed my private investment capital calls. Because this happened, I thought I’d discuss some straightforward solutions to ensure you always have liquidity. If you are a new private fund investor or plan to invest in more private funds to…
A Stealth Wealth Case Study On What Not To Do To Blend InAs the economy goes down the tubes thanks to a Fed-induced recession, anger against anybody who is perceived to have more wealth or success will go up. As a result, it’s important to practice Stealth Wealth to stay safe and happy. I know…
The Ideal Number Of Banking Relationships To Feel Safe And SecureAfter the collapse of SVB and Signature Bank, I decided to review our existing banking relationships and see if we are well positioned to weather another potential bank run. I also wanted to share with you the ideal number of banking relationships to have to…
The Upside Once The Fed Destroys The Middle ClassBear markets and bank runs aren’t good for anybody. But let’s try to look at the upside if the Fed destroys the middle class, shall we? Thinking in extremes provides clarity to take more decisive action. To set the stage, we know at least these three things:…
Legit Ways To Find Free Gas Cards + How To Save Money On GasAre you interested in finding free gas cards and saving money on fuel? Your monthly gas spending is probably one of your biggest expenses each month. And if the increasing price of gas is getting you down, there are ways to save…
How To Prepare For Another Bank Run As The Contagion SpreadsSadly, Silicon Valley Bank (SVB, $SIVB), the 16th largest bank in America at the end of 2022, experienced a bank run. Now the contagion has spread to other regional banks such as First Republic Bank, Signature Bank, Zions Bancorp, and Charles Schwab. Even the largest…
Shifting Retirement Assets From Tax-Deferred To Tax-Now By 2026The tax-now Roth IRA will increase in popularity over the coming years. Let me explain why. When Congress passed the Tax Cut and Jobs Act (TJCA) of 2017, it inaugurated an eight-year period of the lowest tax rates in American history, which started on January 1, 2018.…